Latest
Recommended
Published: Sun, November 05, 2017
Global Media | By Abel Hampton

Opening day of enrollment for federal health insurance marketplace

Opening day of enrollment for federal health insurance marketplace

Outside of the Open Enrollment period, the only way to buy health insurance from Healthcare.gov under the ACA is to qualify for special enrollment due to having a child or adopting children, losing health coverage or moving.

Avalere says Iowa will see the highest jump in average premiums - 69% higher than 2017.

Open enrollment runs through December 15, and those looking for an exchange plan will need to enroll by then to have insurance coverage starting January 1. Remember, the health law has not been repealed, so the Affordable Care Act remains the law of the land. House Judiciary to hold hearing on net neutrality Democrats dig for Russian connection and uncover environmentalists MORE doesn't want you to have health insurance.

The health plan marketplace, now in its fifth year, is encouraging both those renewing policies and first-time buyers to explore their coverage options as soon as possible. However, it is making many other changes that critics say will sabotage Obamacare.

While a number of insurers have pulled out of the exchanges, namely Anthem and Premier in OH, every county will have at least one insurer offering plans. Users will see a message asking them to stay on the page, which will refresh when they can continue with enrollment.

"Applicants are generally "...guaranteed to be insurable and are encouraged to sign up for health insurance...." through the ACA if they now have ACA coverage, but want to change their plan for 2018; they don't have health insurance through their employer or spouse's employer; they don't have government coverage (veterans, Medicaid or Medicare); or they're older than 26 and are no longer on their parents' policy.

Because of other considerations, like age, not all of them will qualify for a no-cost plan - but many will. That's a shorter open enrollment period than in previous years.

The Obama administration spent $100 million past year to advertise the annual window to buy insurance on the individual markets. "The chief question is whether consumers will know that they exist". And if you don't pay attention to the new deadlines and rules, you could miss out on being able to enroll in a plan at all.

Also, healthcare.gov will make it easier for consumers to connect with agents and brokers for assistance with applications through a new "Help on Demand" service.

The federal government's website will also be down for 12 hours every Sunday during open enrollment. Critics, however, worry that applicants may be steered to certain insurers' products and may not be told of less-expensive options. He has shortened the enrollment period and slashed the budget for enrollment period advertising.

One man who signed up for health care through the exchange said he was just thankful to have coverage.

Last month, Trump said the government would stop paying health insurance companies to keep costs down for low-income Americans. She is unsure of which plan to select and said the process makes her feel like giving up.

How do you sign up for Obamacare?

In Florida, which will also have no-cost bronze plans for the first time, nearly one million current enrollees have low incomes that could qualify them and live in a county where a no-cost plan will be offered.

Like this: